You probably use your phone to manage most parts of your life. You send money, order food, order rides, shop online, and pay bills from one device.
Insurance has not always worked that way.
For many people, buying insurance in Nigeria still means filling out forms, calling agents or customer support, or managing different policies across different providers. If you have health insurance, auto insurance, gadget insurance and travel insurance, they often live in separate places. This makes simple things harder than they should be. Renewals get missed, policy documents get lost, and claims take longer because information is scattered, among other serious issues.
MyCover App was built to change that. Instead of juggling multiple processes, you can now buy insurance online, manage your plans, settle claims and more, all directly from your phone. The best part is that it takes just a few minutes.
Meet the MyCover App: The all-in-one insurance App
MyCover App is a mobile platform that lets you get insured from your phone anywhere you are in Nigeria, manage your policies, and file claims without paperwork.
You can access four essential protections in one place: health, auto, gadget, and travel cover. This means you no longer need different platforms for different policies. Everything stays organised in one dashboard.
With the app, you can:
- Buy insurance in minutes
- Pay for plans directly
- Renew existing coverage
- Fund your wallet for future payments
- View your policy benefits anytime
- File and track claims digitally
If you use insurance through work, the same app allows you to manage your benefits without needing multiple channels.
Why digital insurance matters for Nigerians
Think about the last time you tried to do anything insurance-related the old way. You probably had to visit an office, wait for approvals, call customer support and follow up multiple times before anything happened. That experience has kept millions of Nigerians away from insurance altogether.
Digital insurance changes that. Here is what it actually means for you:
- Convenience: You can get covered from wherever you are, at any time. No office visits or queues. Just your phone.
- Transparency: You can see exactly what your plan covers, what your benefits are, and what you are paying for.
- Faster claims: You no longer have to wait weeks to get paid after an incident. With the MyCover App, you can file your claim directly from your phone and track it in real time.
- Accessibility: Whether you are in Lagos Island or in Kano, as long as you have a smartphone, you can get insured. Geography no longer limits your access to coverage.
Industry operators have long identified low public awareness, limited access and mistrust as the key barriers to insurance uptake in Nigeria. The MyCover App directly addresses all three.
What can you do on the MyCover App?
The MyCover App is built to handle everything you need in one place. The table below provides a clear breakdown of the available insurance types and what you can do directly in the app.
| Type of Insurance | Buy or Activate Plans | Manage Your Policy | Claims & Health Support | Help & Information |
| Health Insurance | Buy and activate health plans (FlexiCare, ZenCare, PrimeCare) directly in the app. | Add or remove dependants, renew plans, and view specific plan benefits. | File and track claims, talk to a doctor anytime via telemedicine. | Access FAQs or contact support if you need help with hospital access or coverage. |
| Auto Insurance | Purchase or renew Auto insurance (Comprehensive, Third Party, or Mini Comprehensive). | View policy details and manage vehicle coverage in your personal dashboard. | Submit and track an accident or damage claim. | Call or chat with customer support directly from the app for policy queries. |
| Gadget Insurance | Insure your phone, laptop, camera and other devices against theft and accidental damage. | View coverage details, manage renewals, and check asset limits. | Submit claims if your gadget is damaged or stolen | Get quick answers through FAQs or in-app support. |
| Travel Insurance | Buy Travel insurance to cover your trip and luggage | View plan details and coverage benefits anytime. | File claims related to travel emergencies, disruptions, or medical evacuations. | Reach support through call, WhatsApp, or in-app chat during travels. |
| App Features | Instant Purchase: Buy plans instantly and fund your wallet for quick payments. | Centralised Dashboard: Manage all policies, dependants, and assets in one place. | Digital Claims: Submit claims digitally and track approval status in real-time. | Direct Support: Contact at 09070008899, via WhatsApp, or through instant app chat. |
MyCover App is designed to put you in control of all your insurance, without any back-and-forth.
Who can use the MyCover App
The MyCover App is designed for people who want to manage all their insurance policies directly from their phone.
If you are an individual, you can use the app to purchase coverage of any type digitally, protect what matters to you, and manage your coverage without stress. From health to travel protection, everything lives in one insurance app.
The app also works for you if you receive insurance through your workplace. If your employer provides coverage, you can use the MyCover App to view your benefits, manage dependants, and access your policy details anytime.
You can buy insurance yourself or access coverage through your workplace. In both cases, the MyCover App gives you one place to manage your plans, file claims, and get support when you need it.
How to get started on the MyCover App
Getting on the app takes less than five minutes. Here is how:
Step 1
- Download the app: Get the MyCover App from the Google Play Store or the Apple App Store. It is free to download.
Step 2
- Create your account: Sign up with your basic details and verify your identity. The process is quick and straightforward.
Step 3
- Choose your coverage: Browse through the available plans like health, auto, gadget or travel insurance and pick the one that fits your needs and budget. You can compare benefits before you commit.
If you are an Android or iPhone user, download the MyCover App here.
The future of insurance is fully digital
Insurance is becoming easier to access in Nigeria because it no longer depends on paperwork, office visits, or long phone calls. You can now get insured directly from your smartphone.
The MyCover App is part of this change. Your health, car, gadgets and trips are covered in one app, so you do not need different platforms for different policies. Instead of searching for coverage across multiple providers, you can open just this one insurance app, the MyCover App, and manage everything from a single dashboard.
This is what a modern insurance mobile app should do, and we are glad to bring it to you. One app with four essential protections giving you full control of your coverage right from your phone.
Get the MyCover App to activate and manage your health, auto, gadget and travel cover today
Frequently asked questions
What types of insurance can I buy on the MyCover App?
You can buy health, auto, gadget and travel insurance directly on the MyCover app.
Can I add my family members to my plan?
Yes. You can add dependants like your spouse, children or parents from within the MyCover app, and remove them whenever your situation changes.
How do I file a claim?
Open the MyCover app and go to the claims section. Choose the policy you want to claim under (health, auto, gadget, or travel). Upload the required details or photos, describe what happened, and submit your claim.
What if I need to speak with a doctor?
The MyCover app has a telemedicine channel where you can have a real conversation with a qualified medical professional. You do not need to visit a hospital for minor concerns.
How do I reach customer support?
You have three options, all within the app: call the support team directly on 09070008899, chat via WhatsApp, or use the instant chat channel. Help is always one tap away.
Is the MyCover App free to download?
Yes. Downloading the MyCover app costs nothing. You only pay when you purchase a plan. Install the app and keep all your policies in one dashboard
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