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Category: Auto

  • Auto Insurance in Nigeria: Get Covered in 90 Seconds

    Auto Insurance in Nigeria: Get Covered in 90 Seconds

    Auto insurance is no longer a luxury but a necessity for every vehicle owner in Nigeria. With the increasing number of vehicles on the road and the risks associated with driving, having the right auto insurance plan is crucial. At MyCoverGenius, getting your auto insurance is fast, easy, and hassle-free. Whether you need third-party, third party plus or comprehensive coverage, we’ve got a plan that suits you. Get your valid insurance certificate in 90 seconds and drive with confidence!

    Why Auto Insurance Matters: Protect What Truly Matters

    Imagine the unthinkable—your car is severely damaged, someone is injured, or worse, lives are at risk. Without insurance, you could face overwhelming medical bills, repair costs, or legal liabilities that could set you back for years.  Life is unpredictable. One moment, you’re cruising down the road, and the next, an accident could change everything. Auto insurance isn’t just about following the law—it’s about protecting your loved ones, your hard-earned vehicle, and your financial future.

    Our Auto Insurance Plans: Affordable, Flexible, and Fast

    At MyCoverGenius, we’ve transformed auto insurance to make it simple, transparent, and hassle-free. Here’s how we can help:

    Third-Party Auto Insurance (N15,000/year)

    What’s Covered

    • Unlimited bodily injury coverage for third parties.
    • Property damage up to ₦3,000,000.

    Why It’s Great:

    • Affordable at just ₦15,000 per vehicle yearly.
    • Protects others on the road, ensuring you drive confidently.
    Purchase Now

    Mini Comprehensive Plan (₦25,000/year)

    What’s Covered

    • Third-party liabilities covered up to ₦3,000,000.
    • Accidental damage to your vehicle up to ₦500,000.

    Why It’s Great:

    • Budget-friendly at ₦25,000 per vehicle yearly.
    • Perfect if you are seeking extra protection for your vehicles and other vehicles without breaking the bank.
    Purchase Now

    Comprehensive Auto Insurance (5% of the Value of Vehicle)

    What’s Covered

    • Full third-party protection.
    • Accidental damage to your vehicle based on its insured value.
    • Theft, fire, flood and free tracker for vehicles above ₦6,000,000.

    Why It’s Great:

    • Premium coverage starting from 0.50% of your vehicle’s value.
    • You can pay for your Comprehensive Auto Insurance monthly and apply for claims from the firs month
    • Ideal for high-value vehicles and businesses/individuals wanting complete peace of mind.
    Purchase Now

    Why Choose MyCoverGenius?

    • Fully Transparent, Completely Flexible: Our subscription-based plans are tailored to your needs and renew automatically based on your cover period.
    • Instant Coverage: Get your insurance certificate in minutes—no waiting, no stress.
    • Instant Claims: We prioritize quick and easy claims processing; get pay outs in 24hrs.
    • Bulk Processing: Easily insure multiple vehicles at once.

    Get Covered Today
    Don’t let your vehicles hit the road unprotected. Whether you need third-party, mini comprehensive, or comprehensive coverage, MyCoverGenius has the perfect plan for you.

    Ready to get started?

    • Third Party: ₦15,000 per vehicle yearly.
    • Mini Comprehensive: ₦25,000 per vehicle yearly.
    • Comprehensive: Starting from 0.50% per month of your vehicle’s value.

    Protect your vehicles and others on the road. Get covered today

    Get Covered

  • Ten Benefits Of Comprehensive Car Insurance

    Ten Benefits Of Comprehensive Car Insurance

    Ten Benefits Of Comprehensive Car Insurance

    Dear Reader,

    If you are considering getting your cars insured, this post will point out the benefits of having a comprehensive auto insurance plan.  

    What Are Comprehensive Car Insurance Plans?

    Comprehensive auto insurance is an automobile insurance plan responsible for covering the insured person against damages caused by both the insured and any other third party.

    Comprehensive plans are known for covering unforeseen events like natural disasters, car theft or an accident. 

    Although they cover more than other auto insurance plans, it is not a necessity that they are more expensive than other car insurance plans. 

    This car insurance plan comes with a lot of benefits. Some of these benefits are; 

    Personal Accident Coverage: 

    This means if you are injured due to an accident in your insured car, the insurance company will be responsible for dropping an average amount of money to help with your medical expenses, depending on what is stated on the terms and conditions of the contract you signed. 

    Damages Made By Fire: 

    Another benefit of a comprehensive car insurance plan is that any damages made to your car after a fire would be covered. Fires caused by explosions or lightning are often given coverage under this plan. 

    Third-Party Liability Coverage: 

    This plan also has the inclusion of a mandatory part of a car insurance policy. This plan covers injury or damage done to the property of a third party by someone with an insured car. 

    Car Accident: 

    An accident in a car is damaging not only to the car but to the health and well-being of the person involved in the accident; it can take a lot from the person financially. However, with a comprehensive auto insurance policy, the insurance company will cover the expenses incurred by the damages done to your car after an accident. 

    Car theft:

    It may shock you to know that this plan also covers things like car theft. Finding out your car has been stolen may be too great a terror. A comprehensive auto insurance plan will give you the declared value of your vehicle from when it’s been covered by them, after a car theft. 

    Add-ons: 

    This plan also comes with the option of purchasing other additional coverage plans along with your comprehensive plan. These plans however cannot be purchased as a stand-alone plan, they are often included to help you add a bit of personalization to your auto insurance plans. 

    Calamities: 

    When natural disasters like flooding, earthquakes and the like happen, a comprehensive auto insurance plan also covers the damages incurred from a natural disaster. 

    Coverage Of Damages Caused By Vandalism:

    Should your car ever be vandalized, a comprehensive auto insurance policy also has coverage of around N100,000-N800,000 depending on what deductible is on your insurance policy. 

    There Is Coverage For Damages Incurred From Falling Objects: 

    Another benefit of a comprehensive auto insurance plan is that it covers accidents like a flying object ramming into your car or a tree falling on it, also depending on the deductible on your auto insurance plan. 

    Coverage Should You Get Into An Accident Caused By An Animal: 

    It should come as little surprise that some accidents are caused by attempting to avert your car from killing an animal. A comprehensive auto insurance plan covers incidents like this. However, this coverage can only happen if the accident occurs when another vehicle is involved. The insurance plan will cover not only damage done to your car but will also cover you and the passengers in your car if there is any. 

    Comprehensive car insurance

    Other reasons why having a comprehensive insurance plan is beneficial to you are;

    • If you take a loan against your car, in comprehensive auto insurance, it is a normal practice to ask for a full-coverage plan as well as aid in protecting the collateral of the bank. 
    •  Most of these plans have legal backings that may allow anyone to drive your car. Unlike other insurance policies that may withdraw coverage if an accident occurs in your car without you being involved, a comprehensive auto insurance policy still offers full coverage. 
    • A lot of comprehensive auto insurance plans have policies that may cover your car rentals in certain situations.